Frequently Asked Questions

How do I get started?

Where does Opendoor Home Loans operate?

What are your rates?

What will my closing costs be?

What types of loans do you offer?

Can I refinance my home with Opendoor Home Loans?

If I didn’t buy an Opendoor home, can I refinance with Opendoor Home Loans?

Do I need to buy an Opendoor-owned home to use Opendoor Home Loans?

Can I coordinate my closing dates if I’m buying and selling with Opendoor?

How long does it take to get a mortgage?

Do you offer FHA/VA loans?

How much do I need to put down?

What credit score do I need to get financing?

I’ve declared bankruptcy in the past. Can I still get a loan with Opendoor Home Loans?

How do I get up to $1,000 towards my closing costs?

Will Opendoor Home Loans service my loan?

I’ve foreclosed on a prior mortgage. Can I still get a loan with Opendoor Home Loans?